DEPOSITS

FIXED DEPOSIT


Secure your funds and earn guaranteed returns with flexible tenure and steady interest payouts.

RECURRING DEPOSIT


Build disciplined savings through monthly deposits and earn compounded interest for future financial goals.

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Fixed Deposit (FD)

Overview:
Invest a lump sum for a fixed term and earn assured returns with competitive interest rates. Ideal for individuals, firms, trusts, and institutions seeking capital protection and fixed income.

Eligibility:
Individuals, Trusts, Firms, Institutions, Societies

Features & Benefits:

  • Guaranteed Returns: Earn fixed interest throughout the tenure

  • Flexible Tenure: Choose short- or long-term periods

  • Payout Options: Monthly or quarterly interest payments

  • Loan Facility: Avail loans against your FD

  • Easy Transfers: Interest credited to your Savings Account

How to Open RD Account:

  • Submit ID proof, address proof, PAN, and passport photo

  • For entities: Provide registration certificates and authorized signatory documents

 

Recurring Deposit (RD)

Overview:
Save a fixed amount monthly and build a lump sum with interest over time. Perfect for disciplined savers planning for future expenses or goals.

Eligibility:
Any individual

Features & Benefits:

  • Monthly Deposits: Encourages regular saving habits

  • Quarterly Interest: Interest compounded every quarter

  • Flexible Terms: Choose tenure from 6 to 36 months

  • Maturity Benefits: Lump sum payout with full interest

  • Reinvestment Option: Easily reinvest matured amount

How to Open:

  • Submit valid ID proof, address proof, PAN, and photograph

  • Choose your deposit amount and tenure

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